The home buying process is no walk through the park. There are many little mistakes or oversights that could be made during the process that can cost you the home of your dreams. Here are a few do's and don't that can help keep you on the right path.Do...
...disclose all your income and debts. i.e. side business, alimony, child support, additional homes that you may own
...be prepared to provide a great deal of financial documentation
...keep paying your bills
...pay your existing mortgage/rent on time.
...be upfront about your credit. Good, Bad, or otherwise.
Don't...
...quit or change our job
...open any new lines of credit or finance/buy any large purchases i.e.cars, furniture, boat, or RV
...incur overdraft fees
...make ANY cash deposits
...pay off debts or close accounts without speaking to a mortgage professional
...DON'T MOVE!
For more information, give me a call!
